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Hello. I am Michael Modelevsky

Insurance and Financial Specialist

Ph.D., GSD

Mortgage Agent (License FSCO 10261)

About me

• Education - economist

• Academic degree - Ph.D. (Doctor of Philosophy)

• Doctorates from the universities in Moscow and Tel Aviv

• Attended business schools in Los Angeles, CA, San Francisco, CA, and Orlando, FL.

• More than 40 scientific publications in Russia, Israel, Poland, Switzerland, England, and the USA

• Before arriving to Canada I worked as a consultant at an international consulting company in Switzerland for 6 years.

• Currently I have working contracts with 20 leading companies and banks in Canada

• I am licensed to work with insurance, investment, pension programs, and mortgages, in Ontario and Alberta

• I hold lectures, seminars, and presentations for clients and industry professionals (including for the personnel of the Toronto Stock Exchange and University of Western Ontario (Ivey Business School) MBA students)

• I write recurrent columns that are published in newspapers and magazines

"Whoever said that money can't buy happiness simply didn't know where to go shopping." - Bo Derek.

It's important to remember:

● You should buy life insurance before you die

● You should get health insurance before you get ill

● You have to start pension savings before you retire

● You have to arrange Education Savings Plan for your kids long before they go to university or college

● You have to get information about your mortgage before you find your dream home

● The simple conclusion is - take care of everything in advance!

● Remember two very important thoughts: "Better to be safe than sorry" and "A cheapskate pays twice"