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Life Insurance

Michael Modelevsky Insurance and Financial Specialist modfin Life Insurance page

"He hated inheritance taxes. Why should the government get a large portion of your wealth just because you die?"

- John Grisham, "The Summons"

Life insurance accomplishes two equally important tasks:

1. Protection of your family against financial difficulties in case of death of the breadwinner.
Usually a very small number of people recognize how many expenses the death of a family member brings, and how hard it is for the survivors to cope with the wave of bills with a significantly decreased income.

2. Protection of your money from taxation.
Personal insurances are exempt from taxes. Some of them even allow you to legally avoid taxes on investment earnings.

It is extremely important to know the difference between insurance programs offered by different companies and banks. These differences could mean thousands dollars for you. Just as the word "car" means different kinds of automobiles, the word "insurance" means very different programs.

Always call and consult with me prior to buying any insurance!
Call me: (647) 284-7016 or send an e-mail at inform@modfin.com or mljmod@rogers.com