Retirement (RRSP, RRIF, LIF, etc.)

Retirement RRSP, RRIF, LIF, etc.

“The future, according to some scientists, will be exactly like the past, only far more expensive.”

– John Sladek

Only flowers live for one day. A serious, responsible person has to think about her or his future and plan for it. Hoping for a free ride and free lunch, and pray that “Canada will feed me forever” is only for people who do not understand the world they live in.

One method of retirement savings (albeit not the only one) is RRSP – a saving tax-deferred plan. It is a very good program, but it is not suitable for everyone. In other cases you may be better with Tax-Free Savings Account (TFSA). Or entirely different saving method.

Did you know that you can use your RRSP for a downpayment to buy your first property?

Do not rely on luck when it comes to planning your future. Save for your retirement to guarantee the lifestyle you want to have!

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